House Frisco Painting in Humid Areas

Frisco painting can come to be a difficult work in humid locations whether it is external or indoor paint job. Water-based paints do moist rapidly as a result of high wetness degree in the air causing the paint obtaining polluted by dust and also drips. When the paint dries up, an additional defect is that dampness obtains trapped in the paint finishing as well as triggers the paint to fracture or bubble up. Humidity likewise develops a problematic circumstance while spraying; it offers the paint a milk-like appearance called blushing. An expert Frisco painter will highly advise not painting on a damp day. They will inform you to wait for a dry day to tint your wall surfaces. But, improvisation is needed if you reside in a rainforest or in humid environment weather; where it’s constantly hazy. You might have to use a dehumidifier or a heating system, as well as when it comes to solvent finishes; make use of a thinner that reduces the evaporation price.

House Frisco Painting in Humid Areas

The two sorts of surfaces that you have to select from are:
a) Water-based.
b) Solvent-based.

Right here is an overview from a professional Frisco painting contractor to inform you concerning both coatings in moist locations.

Water-Based Outdoor Painting.
Humidity decreases the evaporation price of water-based surfaces so you should bear in mind regarding the dropping temperature level which could create the water to condense on damp paint.

In humid locations, you ought to stop yourself from painting in the late evenings. The night is the moment when the temperature level begins falling, as well as a mix of cold as well as humidity will result in dew development that will certainly wreck your paint. When the temperature is going up, you need to probably look to repaint in the late early mornings. You must start from the surfaces which have actually already been exposed to sunlight as well as are heated up. As the sunshine gets to the different parts of your residence, you will relocate with it respectively. The essential to repaint outdoors is that you have to painting in thin layers which will certainly dry out rapidly and also save you from extended effort.

Water-Based Interior Painting
If you are functioning inside, then you will have to create a breeze by the dispersing followers all throughout the space. You ought to additionally place a dehumidifier get the excess moisture from the chamber. Securely placement box fans in open windows to remove the paint fumes and also moist air out of the area. If you have an air-conditioner in your room, then transform it on the warmth mode to dry out the space quicker. Remember to repaint slim coats.

Solvent-Based Exterior Painting
As a result of several issues the use of solvent-based surfaces is minimal indoors, but they are still an exceptional choice for exterior surface areas. Likewise, you can make use of the solvent for Frisco painting or ending up the furnishings.

The surface you are about to paint should be fined sand to make sure it’s dry. To inspect whether the surface is completely dry, aim to blow the dirt off the timber promptly. Wait for the surface area to dry if you can not do it. Tidy it with a fabric and also check the dustcloth for moisture if you are looking to painting any type of accessories. Add a retarder such as shellac to light spray finishes avoiding them from clouding. The retarder decreases the evaporation rate giving adequate time to movies to create.

Frisco painting tasks are hard to do on your own. That is why the best Frisco painting contractors, the Frisco Painting Experts prepare to help you with your next job! Call us today to recognize even more concerning your painting choices!


The Skills a Good Plano Painter Needs to Have

Any individual can paint. Nonetheless, only a proficient Plano painter could create an outstanding paint work. There are numerous Plano painting contractors today out there, but just a few have good painting skills. It is essential that you choose a Plano painting contractor that has actually such skills needed for your approaching paint job due to the fact that you will certainly not intend to have your house repainted in the future once more. Let’s discuss more about the said abilities needed for an excellent paint job.

The Skills a Good Plano Painter Needs to Have

Interaction Skills
From the start of your conference with your selected Plano painting people, you will want to bear in mind of exactly how they talk organisation to you. A good Plano painter will patiently pay attention to your job demand as well as remove notes of your wants, requires, and ideals. Besides, the home owner is the one that has the final say in this home renovation project. After hearing your demand, the Plano painter should then be able review your options to you in a presentable manner. By being thoughtful of your limited knowledge in the painting field, the specialist ought to be able to clarify the procedure correctly to you. A great painter likewise doesn’t require their limited concepts into the house owner.

Artistic Skills
Certainly, painting your residence implies that you want it to look great. So when choosing a painter to do the job for you, they need to have an excellent aesthetic feeling. More youthful painters usually have a modern preference that complements the brand-new painting trends in the location while older and also more skilled individuals recognize even more painting designs. So look into the painting business’ portfolio to see if exactly what you have in mind is in their reach.

Quality of Their Equipment
A Plano painter’s tools adds to his capacities to execute hence his devices could be considered part of his skills. Numerous industries have bought top quality costly devices thus they make sure to execute better. However, it is likewise feasible to consider business that utilize more affordable yet still top quality tools since the painting task still counts extremely on their capability to repaint. Thus this come down to the spending plan of the home owner.

Time Management Skills
Professional painters always value their customer’s routine. For example, industrial establishments that require a painting task could intend to still run during their paint job. Thus the contractor needs to function about this routine, also doing the job throughout nights or over night. The exact same selects property owners. It is inevitable that some areas in the house might be unattainable during the painting task, so the painter has to understand that this triggers inconvenience to the customer.

When talking to your picked Plano painting contractor, freely talk about with them your circumstances. The very best painting service will constantly be ready to assist you with your painting job. So speak with the Plano Painting Experts today and ask for a FREE painting quote!


7 Handy Tools Every Allen House Painter Needs

Every house painter needs the best tools to carry out every painting project. While some may have a little more extra things in their toolbox, there’s no denying that there are a few basic things that every painter must have. We asked the best Allen house painters to give us a list of handy tools that every painter must have!

7 Handy Tools Every Allen House Painter Needs

Shur Line Paint Edger

The main task is to reduce precisely along the edges to the painting. A task that includes packing up paint, majorly the absorbent white paint pad. Develop smooth and also clear lines by pushing the paint out from the paint pad. With the Shur Line paint lawn edger in hand, there are no factors for the tape or the paintbrush.

The Shur Line device is one without much promotion, as many people have the tendency to associate themselves with tape when painting. An expert Allen house painter might explain that it is exhausting as well as difficult to tape a whole room before in fact getting involved in the paint act itself. A constant as well as constant use of the Shur Line ensures a state where the tape will become unnecessary for Allen house painting.

Protective Eyewear

A Allen commercial painting contractor might say that repainting the ceiling is a challenging task specifically if you do not make use of the appropriate equipment. Accomplish painting the ceiling without having to splash off paint on your face; thereby safety glasses comes onto play as it primarily entails changing new lenses after the first lenses have gotten paint marks. The equipment is likewise useful as a timesaving tool as well as protects the Allen house painter eyes from the threats that could build up based on color results in our eyes.


The nature of the wall and the information can at times threaten the normal paintbrush based on the outcome of the painting g procedure. The angled paintbrush could set you back simply a little a lot more, however it is really useful in paint thorough molding as well as reducing edges producing all the difference as compared to normal paint brush. When properly kept, the brush is also sturdy.

Mess-Free Paint Pour Attachment

When handled in a less ideal fashion, replenishing as well as shade transfer can be really untidy. It is therefore and preservation objectives that brought about the growth of the innovation. One more benefit attached is that it does not set you back much.

Convenient Paint Pail

Paintbrushes run out paint during the painting job without always one having to have gotten rid of the repainted area, which is a significant time waster while doing so as having to move up and also down to obtain the brush packed with paint once more. However, with an useful paint jug, one just has to fill it with the shade required after that moves along with it in the painting procedure. It saves time and energy a large amount.

Door Hinge Covers

A door pivots cover technology that aids to meet details areas of door hinges as well as windows if existing, to make sure that paint does not get to them were developed. Initially and also for most people, taping is still the standard but a major time waster besides being cumbersome. Thus, door hinge covers are a wonderful innovation.

Painting Guard

Suitable for retouch jobs that are tiny in circumstances when pulling out the tape is not called for. Reveal the intended shade area by simply pressing plastic or narrow metal edge against the area of paint, revealing it. The guards differ in size and are efficient in terms of time-saving as well as power.

Based upon the growing paint sector, there is a should make the job much easier and also still supply preferable outcomes. The technology pointed out earlier is just however a few of the few suggestions making the process effective and very easy.

Are you looking for excellent Allen painting contractors? Speak to an expert Allen house painter from the Allen Painting Experts today!


McKinney Commercial Painter Paintbrush Cleaning Techniques

For water-based paintbrushes, the accumulation on the artificial bristle brush requires the McKinney commercial painter favorite, the Krud-Kutter, which is right at the elimination of the latex paint that dried on the brush with minimal environmental threats after which a quick laundry in a gentler liquid completes the job nicely.

McKinney Commercial Painter Paintbrush Cleaning Techniques

A jar as well as two paint thinners is a collection of the very little strategy to cleaning the all-natural bristle brushes. A tablespoon of the thinner in a container coupled with the complete working of the brush through works a good deal. Vacant the unclean thinner right into an additional could of its own. The fluid thinner held up in the brush squeezed out gently till the brush is clean. The brush wants that, is dipped and functioned completely in the container, once again pushed and the process repeated up until the liquid appearing of the brush is clean. Artificial bristles can not take as much beating as the all-natural bristles.

Painting slimmers thaw most plastics as well as are therefore not suggested by specialist McKinney painting contractors. Mark among the containers and marble set up at the bottom for functioning the brush. For the oil-based brushes, sticking in as well as mixing does not function. For desperate steps, the fallen apart window display items could also do the job, yet the major downside is that it takes place to be tough on bristles. The paint thinners are really harmful and also extremely combustible and thus disposed properly to decrease the ecological dangers.

Detergent soaps are not recommended by a specialist McKinney commercial painter. A chemically marked and also actual soap does the job especially those with fat or oil as ingredients. Use a cellulose sponge to develop the brush across it or versus the palm. Rinsing helps reduce chances of paint sticking on the sinks or back patio areas. Doing this leads all-natural putting on postponed the brush as well as not reach dispose them away quicker than expected.

The idea is also relevant on artificial brushes. Leaving of soap on the bristles contaminates the paint in the succeeding paint job. The outcome is a poor shade movie. Some shades occur to be really exotic as well as such requirements nitrite gloves as well as a respirator. For a hydrocarbon-based paint, a fat soap functions well. Acetone eliminates brushes first and thus a finest method is required for its usage. Once again, soap is favored, as the bristles require conditioning.

The gunky sickening discuss brushes calls for an oil fluid soap from the local grocery store right into which the brush saturated. Dip the brush for three to four days nonstop as recommended by a professional McKinney commercial painter.

Soap is not excellent on watercolor brushes. This is a technique released by many a McKinney commercial painting contractor. The solvent made use of is reduced to an absolute minimum. Taking part in the use of 12 ounces or a mug of thinner minimizes direct exposure apart from blowing through gallon. Lead is likewise present in it.

Searching for a great McKinney house painter to trust your painting work with? Call the McKinney Painting Experts today!


Southwest Airlines

Southwest Destinatinations

Southwest Destinatinations


Headquartered in Dallas, TX, Southwest Airlines is America’s largest carrier that offers low-cost air travels across a network of 98 destinations in the USA and seven other countries. Boasting to have served more passengers domestically than any other airlines, Southwest Airlines quickly skyrocketed to fame for its unique combination of low fares without any annoying fees as well as friendly customer service delivered by highly competent staff, safe and reliable operations, and an excellent corporate culture that extends into the communities they serve.

The airline was founded in 1966 by Rollin King and Herb Kelleher. A year later, the company was incorporated as Air Southwest Company. And, after four years, the carrier took on its present name – Southwest Airlines. It was also only in 1971 when the airline started its first commercial flights originating from Dallas Love Field. And by 2014, Southwest Airlines achieved the highest record for having carried the most domestic passengers of any American airline. As of July 2016, the airline proudly employs more than 50,000 well-trained personnel working together to deliver outstanding customer service throughout the Southwest system. The airline operates more than 3,900 departures per day during peak travel season and has scheduled services to 98 destinations in America and seven other countries. And by late 2016, Southwest is also expecting to service three more airports in Cuba, though it’s still subject to governmental approvals.

Since its inception, the airline has maintained to use only Boeing 737s, with the exception of the period from 1979 to 1987, when Braniff International Airways had rented out some of its Boeing 727s to Southwest. In January 2016, Southwest Airlines became Boeing 737’s largest operator around the globe, with about 714 in service, each averaging 5 to 6 flights per day.

Due to Southwest’s success, it has been a huge inspiration to other low-cost carriers, and its business strategy has been replicated a lot of times around the world. The competitive strategy combines an extraordinary level of aircraft and employee productivity with low unit costs by keeping aircraft turnaround time to a minimum, particularly at the gate. Europe’s Ryanair and EasyJet are two among the well-known airlines to adopt Southwest’s business model in the European continent. Other airlines who followed suit and have also implemented Southwest’s business model include Malaysia’s AirAsia, Indonesia’s Lion Air, Thailand’s Nok Air, India’s IndiGo, Philippines’s Cebu Pacific, Qantas’s Jetstar, Turkey’s Pegasus Airlines, Mexico’s Volaris, as well as Canada’s WestJet. Though Southwest has been a major inspiration to many other airlines, including Jetstar, Lion Air, AirAsia, and Ryanair, the management strategies, for example, of Jetstar, Lion Air, AirAsia, and Ryanair differ significantly from that of Southwest’s. All these various management stratagems can be seen as means of differentiation in order to gain competitive advantages over other competitors.

To promote the carrier and effectively catch the public’s attention, Southwest Airlines has made use of humor in its advertising. Slogans include “You’re Now Free To Move About The Country,” “The Somebody Else Up There Who Loves You,” “THE Low Fare Airline,” “Love Is Still Our Field,” “Welcome Aboard,” “Grab your bag, It’s On!” and “Just Plane Smart.” At present, the airline’s slogan is “Low fares. Nothing to hide.”

In March 1992, soon after Southwest began using the “Just Plane Smart” epigram, Stevens Aviation, which had been making use of the phrase “Plane Smart” for its slogan, warned Southwest that it was infringing on its trademark.

But instead of filing a case, the CEOs of both companies agreed to stage an arm wrestling match. The said match was set for 2 out of 3 rounds. The loser of every round was to pay $5,000 to the charity of his choosing, and the winner gets to use the trademarked slogan. A promotional videotape of the bout was produced showing both of the CEOs preparation for the match (with Southwest CEO Herb Kelleher being helped up while doing sit-ups where a glass of whiskey and cigarette was waiting) and was given away to the employees and was also distributed as video press release together with the video of the match itself. Although Herb Kelleher did not win the match for Southwest, Stevens Aviation’s CEO Kurt Herwald straight away allowed the usage of “Just Plane Smart” to Southwest Airlines. In the end, both companies benefited by getting to use the trademarked phrase, a total of $15,000 going to charity, and great publicity for both companies.


Chili’s Restaurant


Headquartered in Dallas, TX, Chili’s Grill & Bar is owned and operated by Chili’s, Inc. which is a subsidiary of Brinker International, Inc. It is an American restaurant chain that offers Tex-Mex style cuisine which includes appetizers, lighter choices, craft burgers, sandwiches and handhelds, chicken and seafood, ribs and steaks, tacos and quesadillas, burritos, fresh Mex Bowls, fajitas, and enchiladas, among many others. The company was established by Larry Lavine in 1975 in Texas where it all began with one dream; that is, to put up a place where you can go and hang out with good friends over a burger and a beer. For those who long for connection with friends and family, Chili’s were the only restaurant to offer a true Southwest spirit packed with positive energy. The Company’s first location opened in 1975 in Dallas, where a post office was converted into a cool little joint named Chili’s.

Throughout history, Brinker International funded or co-funded over 15 restaurants that grew to become familiar brands in their own right. It was only in 1991 when Chili’s started expanding globally. The Company opened its first international location in Canada, which was shortly followed by Mexico, Middle East, South Korea, and East Asia. Since then, there was no stopping Chili’s from growing exponentially in the U.S. and around the globe. On Aug. 3, 2004, the Company marked its 1,000th restaurant at Pinnacle Park in Dallas.

But just like any other businesses, Chili’s had its own share of downfalls too. In October 2008, a Chili’s Australia franchise was sued for underpaying employees, compelling staff to agree on an Australian workplace contract and failing to recompense AU$45,000 in owed wages by a deadline mandated by the Office of Industrial Relations. The said Australian franchise was later penalized with a fine of AU$300,000 by the NSW Office of Industrial Relations. In the same year, Brinker International, Inc. announced that it would be closing all of its Chili’s branches in Australia.

In spite of the fact that the weather was, without a doubt, this season a huge stumbling block for the industry, Brinker was able to increase its sales and expanding operative margins too. The introduction of new items on the menu such as Fresh Mex boosted Chili’s margins to 16% and EPS increased to $0.58.

The strategy for Brinker’s appears to be a combination of expansion and innovation, particularly for Chili’s, with a re-branding program for the restaurants, the launch of technology-driven initiatives, such as online ordering and tabletop entertainment, and the development of new delivery solutions for about 450 locations.

Clearly, Brinker International have geared the past years on keeping Chili’s innovative, transforming and optimizing the brand. The introduction of higher-margin alcoholic drinks, for example, has given the joint higher levels in sales. Similarly, the introduction of more advanced kitchen equipment allowed the firm to save on food waste and labor costs, as well as improving overall management.

Brinker has reported year over year performance increase in profitability, driven by its cost saving efforts and sales leverage. The Company has also just announced some encouraging results as company-owned comps were up 0.8% in the quarter, exceeding and overcoming the previous quarter 1.3% decline.

The solid franchise system allows the restaurant chain to uphold a revenue stream while focusing on developing new products and marketing strategies, and while expand into new markets. The firm also provides value to shareholders by means of increased dividend payments and share buybacks. Return on equity is 88.9, which is actually above 60 points compared to the industry average of 26.0. Brinker is conducting an aggressive expansion to maintain upward revenue and is likely to do so. The company has also introduced its first road-side prototype restaurant concept in Mexico called “Chili’s Express”.

The enormous overhaul of Chili’s paid off, and the company has been able to keep a stable upward trajectory for the past years. Though, the prospect for the years ahead is not as encouraging as the last two fiscal years, as industry experts say the company’s growth will actually become more hooked on global expansion.


Comerica, Inc.


Comerica, Inc. is a bank holding company, which was incorporated on November 13, 1972, that offers financial services in America. The Company’s main activity is lending to and accepting deposits from individuals and businesses. The Company offers a variety of loans, which include consumer loans, residential mortgage loans, international loans, lease financing, real estate construction loans, commercial loans, and commercial mortgage loans. As a financial institution, its business strategy primarily involves accepting deposits and making use of these funds to offer loans at higher rates than it pays to its accountholders while trying to minimize the proportion of loan funds lost due to nonpayment. The difference between the weighted averages of the two rates is termed the loan spread or net interest margin and was responsible for approximately 60% of Comerica’s revenues in 2009.

Comerica’s operations are divided into three business sectors: the Wealth Management, Retail Bank, and the Business Bank as well as the Finance segment. The wealth and institutional management business include personal and institutional trust services, insurance, retirement services, investment account management, private banking, and the Comerica Securities brokerage.  The retail bank provides the usual range of services, such as small business banking, deposits, mortgages, and consumer lending. Large corporations and middle-market companies rely on Comerica’s business bank, which offers corporate finance, leasing, loan syndication, international trade finance, credit, cash management, and capital markets products services.

At present, there are more than two active banking and around 40 non-banking subsidiaries which Comerica owns directly or indirectly. Comerica’s approximately 9,000 colleagues focus on relationships and helping businesses and people become successful.  Comerica has total deposits of nearly $60 billion and total loans of about $50 billion Comerica operates in seven of the ten largest American cities, with 480 banking centers in the major markets of Michigan, Florida, Texas, California, and Arizona.  Select subsidiaries operate in some other states, as well as in Mexico and Canada. Comerica is among the 22 largest American banking companies, with nearly $70 billion in total assets to date.

Comerica’s history started in Detroit in 1849, where the Detroit Savings Fund Institute opened its doors with the aim of offering banking services to the laborers in the city.  Six clients deposited a total of $41 on its first day of businesses. And by 1870, the company grew its assets to approximately $1 million, thanks in large part to a growing worker class and the emerging auto industry.

Detroit Savings Fund merged with three other regional banks in 1956 to form Detroit Bank & Trust, which regrouped under a holding company after regulatory changes in 1973.  The name Comerica debuted in 1982, marking a period of expansion that led the bank to major markets in Texas, Illinois, and Florida.  Further mergers (with InBancshares in California, Manufacturers National Corporation, Plaza Commerce Bancorp, and Texas’ Grand Bancshares) grew the company in reach and size.  By 2004 Comerica offered banking services to its customers across America.

On the other hand, as the auto industry weakened in 2007, Comerica began transferring its headquarters to Dallas, TX.  The transition only finished by early 2010.

In September 2008, as the federal government opens out plans to strengthen the financial sector, Comerica stated that they had been granted approval from the U.S. Treasury Department to take part in Treasury’s capital purchase program, amounting to $2.25 billion.  Before 2008 ended, Comerica stated that they would continue participating in the temporary liquidity assurance program, which offers its clients with a full assurance, without any dollar restriction, on funds held in all of Comerica’s noninterest-bearing accounts until the end of 2009.  The program, which was intended to restore liquidity to America’s banking system, also provides FDIC security on newly issued senior unsecured debt until the debt matures, or June 30, 2012, whichever comes first.



AT&T Telecommunications


AT&T, a brand that is now synonymous with innovation in communications, is an American telecommunication company headquartered in Dallas, TX, and is the world’s largest communications company. It is as historical as the inventor of telephones Alexander Graham Bell and his “Bell Telephone Company.” Its foundation dates back to 1885, then known as American Telephone and Telegraph Company, as one of the subdivisions of Bell Telephone. With the innovative mindset and futuristic vision, it took them only 4 years to become the sole acquisitor of Bell Telephone Company. This began their incredible journey to become a Fortune 500 company in the subsequent years.

After reigning the telecommunication sector in USA and Canada for almost a century, AT&T divested its local affiliates in 1982 while reserving its rights to operate long distance calls, conduct research and development and production of artilleries. The US administrative mandated dissolution of the company gave birth to Southwestern Bell Corp. which later became SBC Communication and was headed by Robert G. Pope. With several mobile and cable companies under its belt, in just a matter of fifteen years, SBC Communication Inc. was successful in enlisting itself as one of the Fortune 500 companies in 1995 and collaborate with DJIA by 1998.

2005 saw the biggest merger of the century when SBC Communications Inc. obtained the rights of AT&T for a whopping $16 billion dollars. Keeping in mind the brand value of the company, SBC Communications retained the old name of AT&T while bringing an overhaul to its infrastructure. Since then the company has been providing to a customer base of almost four hundred million in the United States alone. Standing tall in the field of telecommunications for over 140 years, AT&T’s heritage, brand equity, performance, and eight times claim for the prestigious Nobel Prize saw its well-deserved expansion to the continent of South America in 2013.

Since then, there has been no stopping for this company. AT&T has been world’s biggest telecommunication company, the first provider of mobile internet which brought a revolution in the field of web networking, and also the largest contributor of subscription-based television services both in the North and South of America.

AT&T started its growth on the visionary soil of inventions and advancement of science and technology for the progress of human race. Even after claiming the spot for the best supplier of telecommunication and satellite services, AT&T has been providing its dedicated service for the improvement of local communities through their education scheme AT&T Aspire. The company has been providing scholarships and education benefits to different sectors of the society and has already pledged almost $400 million to the initiative.
Together with its mobile services, AT&T has also been a pioneer in introducing super-fast fiber optic Internet services in the market. Their network is spread through more than 60 million locations and distributes ultra-fast internet speed for both business and entertainment purposes. As per the company’s claims, it is believed that a user can download at least 25-27 high-quality mp3 files in just one second and Ultra-HD quality videos and movies in less than a minute.

After winning hearts in Latin America, AT&T has since been extending its services to many parts of Asia and plans to grow its business and investment in the economic growth of countries like India, China, and Hong Kong. With ten of the original “Bell Company” subsidiaries and an excellent supply that ranges from telecommunication, internet services, Live Cricket services to premium television services AT&T has “Raising the bars” to “Rethink possible” by “Mobilizing Your World” since one and a half century.

AT&T is also committed to improving lives by supporting the local communities. The company aims to increase high school graduation rates, and they are preparing students for college and careers through AT&T Aspire, which is the Company’s their signature education initiative. So far, they have committed $350 million to the program. And their It Can Wait campaign has encouraged more than 10 million pledges by people who have committed to keep their eyes on the road and not on their phones.




GAINSCO, Inc. is a casualty and property insurance holding company headquartered in Dallas, TX and was incorporated on October 11, 1978. The Company focuses on non-standard personal automobile market, through GAINSCO Auto Insurance, and is into minimum-limits personal auto insurance business. The Company also sells casualty, property, general liability, and commercial insurance through its MGA Insurance Company subsidiary. The Company offers insurance policies only through its independent partner agents. Its agent network includes several locations, including Virginia, Texas, South Carolina, Oklahoma, New Mexico, Georgia, Florida, and Arizona. MGA Insurance Company, Inc. is located in Texas and sponsors the Bob Stallings™/No. 99 Red Dragon™ McLaren 650s GT3 GAINSCO racecar. Additionally, the Company owns and operates a Hyundai auto dealership franchise in Dallas, TX. The Company provides customer service and claims and in both Spanish and English.

The operation of GAINSCO Auto Insurance was initially chartered as an underwriter of Commercial risks. This setting were stopped and put in a run-off in 2002. The Company promoted its commercial insurance through managing general agents, with the block super-scribed letters “GA” and “GAINSCO” as its main logo identifiers. These were taken from the abbreviated version of the Company primary insurance subsidiary’s name at that time, General Agents Insurance Company of America, Inc. The said commercial insurance company was sold in 2007.

A purchase of a managing general agency and claims operation based in Florida that centers in the nonstandard personal automobile business in the late 1990s formed the foundation for GAINSCO’s insurance marketing emphasis today. The Company finished its capital restructuring in 2005 and set up its headquarters in Dallas, TX, which set the core for developing its business strategy.

Starting 2005, a newly made GAINSCO logo mark included a rising arrow in its name to symbolize a progressively upward company. It was in this period when the Company’s logo mark was first placed on a racecar owned by Robert Stallings – GAINSCO’s Chairman of the Board. Registered marks include Are You Driven® and GAINSCO Auto Insurance®.

GAINSCO’s insurance business since then has increased from a level of over $110 million gross premiums written in 2005 to nearly $230 million in 2015. Overall shareholders’ equity on a GAAP basis grew from nearly $58 million to more than $95 million over the same period. Additionally, it was during this period of time when the A.M. Best rating of the insurance subsidiary had amplified three times, moving from a financial strength rating of “B-” or “Vulnerable” to the current financial strength rating of “B++” or “Secure” with a promising outlook. GAINSCO’s decision to engage in the auto dealership business in late 2013 has given the Company additional avenue for expansion opportunities.

In early 2011, GAINSCO permitted the deliberate suspension of its obligation to file reports with the Security Exchange Commission as well as the voluntary common stock deregistration. The Company was qualified to suspend its reporting obligations as well as deregister its common stock for the reason that there were less than 300 holders of the Company’s common stock record. This decision resulted in reduced reporting burdens and expense savings.

The GAINSCO leadership team is deep in industry expertise and talent. GAINSCO’s Chairman – Robert Stallings, has a successful track record of building and managing companies that offer financial services and is actively involved in the organizational management and strategic leadership. CEO and President – Glenn Anderson, has enjoyed significant success over his thirty-year career in the insurance industry. GAINSCO’s insurance operations consist of approximately 400 employees with around 250 employees in its Dallas headquarters. A separate Miami office has about 80 employees; the balance of the employee population is field based across the multiple states of operation.


HollyFrontier Corporation


HollyFrontier Corporation is an independent petroleum refiner and marketer based in Dallas, TX, and is a Fortune 500 company. Subsidiaries of HollyFrontier produce and market diesel, petroleum products, as well as gasoline and petroleum-based lubricants and waxes including specialty and modified asphalt.

In 1947, HollyFrontier was originally incorporated under the name General Appliance Corporation. And in 1952, the Company changed its name to Holly Corporation. In 2009, Holly Corporation bought both the Sunoco (formerly Cosden) and Sinclair (formerly Texaco) refineries in Tulsa, OK, and announced that it would merge the two into a single refinery. In July 2011, Frontier Oil and Holly Corporation merged forming HollyFrontier Corporation.

The Company operates through two segments: Holly Energy Partners, L.P. or HEP and Refining. The Refining segment includes the operations of the Company’s Woods Cross, Cheyenne, Navajo, Tulsa, and El Dorado Refineries and HollyFrontier Asphalt Company or HFC Asphalt. Each of the refineries has the capability to convert heavy, discounted, and sour crude oils into a high percentage of diesel, gasoline, and other refined products.

HollyFrontier’s Rocky Mountain Region includes Woods Cross and Cheyenne Refineries. The Woods Cross Refinery can manufacture crude oil of around 31,000 barrels per stream day, while Cheyenne processing plant have crude oil manufacturing capacities about 52,000 barrels per stream day. The Woods Cross processing plant refines Canadian sour crude oils as well as regional black and sweet wax crude into light products. The Cheyenne Refinery manufactures local sweet crudes and also heavy Canadian crudes.

The Company’s processing plant in Southwestern United States includes Navajo Refinery. The Navajo facility is located on a roughly 560-acre site in Artesia, NM and is an integrated facility with crude distillation, vacuum distillation, hydrodesulphurization, catalytic reforming, hydrofluoric (HF) alkylation, residuum oil supercritical extraction or ROSE solvent deasphalter, fluid catalytic cracking (FCC), isomerization, mild hydrocracking, sulfur recovery and product blending units. The Navajo processing plant has a crude oil manufacturing capacity of around 100,000 barrels per stream day, and refines sour crude oils into premium light products, such as gasoline, diesel fuel and jet fuel.

HollyFrontier’s Mid-Continent region includes the Tulsa and El Dorado Refineries. The combined refining processes at the Tulsa East and West processing plants provide the Company with a refining operation having a collective crude processing rate of about 125,000 barrels per stream day. The Tulsa East facility is situated on a roughly 470-acre site also in Tulsa, OK located along the Arkansas River. The Tulsa West facility is situated on an over 750-acre site in Tulsa, OK located along the Arkansas River. The El Dorado processing plant, on the other hand, is situated on a roughly 1,100 acres South of El Dorado, KS and is an integrated facility. The El Dorado Refinery is a high-complexity coking facility with nearly 135,000 barrels per stream day refining capacity. The Company’s products in its Mid-Continent Region (Tulsa and El Dorado Refineries) include gasoline, fuel oil, jet fuels, diesel fuels, liquid petroleum gas (LPG), asphalt, lubricants and other. Its Artesia processing facility is ran in conjunction with a refining plant situated in Lovington, NM, about 65 miles east of Artesia. The Lovington plant processes crude oil into intermediate products which are then distributed to Artesia using three intermediate pipelines owned by HEP.

HollyFrontier manufactures modified and commodity asphalt products at its manufacturing facilities located in Glendale, AZ; Albuquerque, NM; Artesia, NM and Catoosa, OK. Its Catoosa facility manufactures commodity asphalt products and specialty modified asphalt. Its Glendale manufacturing plant processes base asphalt materials, provided by its processing plants and third-party suppliers, into modified hot asphalt products. While its Artesia and Albuquerque facilities process base asphalt materials, also provided by its own refining facilities and third-party suppliers, into modified hot asphalt products and commodity emulsions. HollyFrontier markets these asphalt products in Northern Mexico, Texas, Missouri, Kansas, Oklahoma, New Mexico, and Arizona. Its products are distributed through third-party trucking companies to commercial customers that provide asphalt-based materials for government and commercial projects.

The other segment of HollyFrontier is HEP. It is a limited partnership, which owns and operates logistic assets consisting of crude oil and petroleum product pipelines, loading rack facilities, terminals, tankage, and refinery processing units that mainly support HollyFrontier’s refining and marketing operations in the Southwest, Mid-Continent and Rocky Mountain regions of the United States including Alon’s refinery (Alon USA, Inc.) in Big Spring, TX. HollyFrontier and some of its subsidiaries now own a 37% interest as well as a 2% general partner interest in Holly Energy Partners, L.P.

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